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Showing posts from April, 2023

Review of Wealth Monitor App by Dezerv

If you are looking for a smart and easy way to manage your wealth, you might want to check out the Wealth Monitor app by Dezerv. Dezerv is a fintech company that offers personalized wealth management solutions for high net worth individuals. The Wealth Monitor app is one of their products that aims to help you track your portfolio performance, get insights on your asset allocation, and access expert advice from Dezerv's team of advisors. The app has a sleek and intuitive design that lets you view your portfolio summary, asset allocation, risk profile, and performance history at a glance. You can also drill down into each asset class and see the details of your holdings, such as the current value, returns, fees, and ratings. The app also provides you with personalized recommendations based on your goals, risk appetite, and preferences. You can easily adjust your portfolio allocation, rebalance your assets, or switch to different products with a few taps. One of the best features of ...

Review of INDmoney App

If you are looking for a personal finance app that can help you manage your money, investments, and taxes, you might want to check out INDmoney. INDmoney is an app that claims to offer a holistic financial solution for Indians. In this blog post, I will review the features, benefits, and drawbacks of INDmoney app based on my personal experience. Features of INDmoney App INDmoney app has several features that aim to simplify and optimize your financial life. Some of the main features are: - Money Manager: This feature allows you to track your income, expenses, savings, and loans across all your bank accounts, credit cards, wallets, and UPI apps. You can also set budgets, get alerts, and view reports and insights on your spending patterns. - Investment Advisor: This feature helps you to invest in various asset classes such as mutual funds, stocks, bonds, gold, and cryptocurrencies. You can also access curated portfolios, robo-advisory, and personalized recommendations based on your risk ...

SBI Cashback Credit Card vs Axis Bank ACE Credit Card vs Amazon Pay ICICI Credit Card vs HDFC Millennia Credit Card vs Flipkart Axis Bank Credit Card

 

SBI Cashback Credit Card vs Axis Bank ACE Credit Card vs Amazon Pay ICICI Credit Card vs HDFC Millennia Credit Card - Part 2

 If you are looking for a credit card that offers cashback on your spending, you might be interested in comparing four popular options: SBI Cashback Credit Card, Axis Bank ACE Credit Card, Amazon Pay ICICI Credit Card and HDFC Millennia Credit Card. These cards offer different rates of cashback on various categories of transactions, as well as other features that differentiate them such as interest-free period, fuel surcharge waiver, lounge access and insurance cover. In this blog post, we will compare these four cards based on their features and benefits, and help you decide which one suits your needs best. SBI Cashback Credit Card The SBI Cashback Credit Card is a newly launched card that offers up to 5% cashback on all online transactions and 1% cashback on all other offline and utility payments. The cashback earned with the card is automatically adjusted in the next month's statement. The card has an annual fee of Rs. 999, which can be waived off if you spend Rs. 2 lakh or more...

SBI Cashback Credit Card vs Axis Bank ACE Credit Card vs Amazon Pay ICICI Credit Card vs HDFC Millennia Credit Card

If you are looking for a credit card that offers you cashback on your spending, you might be interested in comparing some of the popular options available in the market. In this blog post, we will compare SBI Cashback Credit Card vs Axis Bank ACE Credit Card vs Amazon Pay ICICI Credit Card vs HDFC Millennia Credit Card basis some key parameters such as cashback rate, annual fee, welcome benefits and other features. Let's get started! Cashback Rate One of the most important factors to consider when choosing a cashback credit card is the rate of cashback that you can earn on your transactions. Different cards have different cashback rates and categories, so you need to check which one suits your spending pattern the best. - SBI Cashback Credit Card: This card offers you 5% cashback on grocery, departmental store and movie spends, 1% cashback on all other spends and 0.25% cashback on fuel spends. The cashback is credited as reward points which can be redeemed for statement credit or v...

SBI Cashback Credit Card Review

If you are looking for a credit card that offers cashback on your everyday purchases, you might want to consider the SBI Cashback Credit Card. This card is designed to reward you for spending on groceries, fuel, dining, and utility bills. Here are some of the features and benefits of this card: - You can earn up to 5% cashback on your eligible purchases, subject to a monthly cap of Rs. 100. - You can also get 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, up to a maximum of Rs. 100 per month. - You can enjoy a welcome gift of Rs. 500 cashback on spending Rs. 2,000 or more within the first 60 days of card issuance. - You can avail of a 20% discount on dining at select partner restaurants across India. - You can get access to over 300 airport lounges worldwide with a complimentary Priority Pass membership. - You can also enjoy other benefits such as zero liability on lost card, balance transfer facility, flexipay option, and easy bill pay service. The SBI Cashbac...

Flipkart Axis Bank Credit Card Review

If you are a frequent online shopper, you might have come across the Flipkart Axis Bank Credit Card. This is a co-branded credit card that offers attractive rewards and benefits on online shopping, especially on Flipkart and its partner websites. But is it worth applying for? In this blog post, we will review the features, benefits, fees and charges of the Flipkart Axis Bank Credit Card and help you decide if it suits your needs and preferences. Features of Flipkart Axis Bank Credit Card - The Flipkart Axis Bank Credit Card is a Visa Signature card that comes with a contactless payment feature. You can simply tap your card at any NFC-enabled terminal to make payments without entering your PIN or signing a receipt. - The card offers 5% cashback on Flipkart, Myntra and 2GUD purchases, 4% cashback on preferred merchants (such as Uber, Swiggy, PVR, etc.) and 1.5% cashback on all other spends. The cashback is credited to your card account every month and can be used to pay your outstanding ...

Amazon Pay ICICI Credit Card Review

If you are a frequent online shopper, you might have come across the Amazon Pay ICICI Credit Card. This is a co-branded credit card that offers benefits such as cashback, no-cost EMI, fuel surcharge waiver and more. But is it worth applying for? In this blog post, we will review the features, benefits and drawbacks of this credit card and help you decide if it suits your needs. Features of Amazon Pay ICICI Credit Card - The card is issued by ICICI Bank in partnership with Amazon India and Visa. - The card has no joining fee or annual fee. You only need to pay the GST on the interest and other charges. - The card offers 5% cashback on Amazon purchases for Prime members and 3% cashback for non-Prime members. The cashback is credited as Amazon Pay balance every month. - The card also offers 2% cashback on Amazon Pay partner merchants such as Swiggy, BookMyShow, Yatra, etc. and 1% cashback on all other purchases. - The card allows you to convert your purchases above Rs. 3,000 into no-cost ...

HDFC Millinea Credit Card Review

If you are looking for a credit card that offers cashback on online and offline spending, HDFC Millinea Credit Card might be a good option for you. This card was relaunched in October 2021 with some new features and benefits. Here is a review of HDFC Millinea Credit Card to help you decide if it suits your needs. Benefits of HDFC Millinea Credit Card - You can earn 5% cashback (in the form of CashPoints) on purchases made from select merchants like Amazon, Flipkart, Swiggy, Zomato, etc. up to a maximum of Rs. 1000 per billing cycle. - You can also earn 1% cashback (in the form of CashPoints) on all other spending, including wallet transactions, EMI transactions, gift card purchases, etc. up to a maximum of Rs. 1000 per billing cycle. - You can redeem your CashPoints for statement credit at a rate of 1 CashPoint = Rs. 1, or for flight and hotel bookings at a rate of 1 CashPoint = Rs. 0.3. You need a minimum of 500 CashPoints to redeem them. - You can get a voucher worth Rs. 1000 on spen...

Axis ACE Credit Card Review

If you are looking for a credit card that offers cashback on almost every transaction, then you might want to consider the Axis ACE Credit Card. This card is powered by Google Pay and Visa and comes with a host of benefits that can help you save money and earn rewards. Here are some of the features and benefits of the Axis ACE Credit Card: - 5% cashback on bill payments, recharges, DTH and mobile wallets via Google Pay - 4% cashback on Swiggy, Zomato and Ola - 2% cashback on all other categories - No upper limit on cashback earned - Cashback credited directly to the card statement every month - No joining fee and annual fee waived off on spending Rs. 2 lakh in a year - Complimentary domestic airport lounge access twice per quarter - Fuel surcharge waiver up to Rs. 500 per month - 1% foreign currency markup fee - Up to 50 days of interest-free credit period The Axis ACE Credit Card is ideal for those who use Google Pay frequently and want to earn cashback on their everyday expenses. The...

Review of Smallcase App

Smallcase is an app that allows you to invest in curated portfolios of stocks and ETFs based on themes, trends, and strategies. The app claims to offer a simple, transparent, and low-cost way to diversify your investments and achieve your financial goals. But how does it work and is it worth trying? Here are some pros and cons of using Smallcase app. Pros: - You can choose from a variety of smallcases that suit your risk profile, investment horizon, and personal preferences. Some examples are All Weather Investing, Smart Beta, Electric Mobility, and Halal Avenue. - You can customize your smallcases by adding or removing stocks, changing weights, or rebalancing them according to your needs. You can also create your own smallcases from scratch using the app's screener tool. - You can track the performance of your smallcases and get timely updates on market movements, events, and news that affect them. You can also get notifications on when to rebalance your smallcases to maintain the...