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SBI Cashback Credit Card Review

If you are looking for a credit card that offers cashback on your everyday purchases, you might want to consider the SBI Cashback Credit Card. This card is designed to reward you for spending on groceries, fuel, dining, and utility bills. Here are some of the features and benefits of this card:


- You can earn up to 5% cashback on your eligible purchases, subject to a monthly cap of Rs. 100.

- You can also get 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, up to a maximum of Rs. 100 per month.

- You can enjoy a welcome gift of Rs. 500 cashback on spending Rs. 2,000 or more within the first 60 days of card issuance.

- You can avail of a 20% discount on dining at select partner restaurants across India.

- You can get access to over 300 airport lounges worldwide with a complimentary Priority Pass membership.

- You can also enjoy other benefits such as zero liability on lost card, balance transfer facility, flexipay option, and easy bill pay service.


The SBI Cashback Credit Card comes with an annual fee of Rs. 499, which is waived off if you spend Rs. 90,000 or more in a year. The interest rate is 3.35% per month, and the cash advance fee is 2.5% of the amount withdrawn or Rs. 300, whichever is higher.


The SBI Cashback Credit Card is suitable for those who want to save money on their regular expenses and enjoy some perks along the way. However, you should also be aware of the limitations and charges associated with this card. For instance, the cashback is not applicable on e-commerce transactions, and the monthly cap of Rs. 100 might be too low for some users. Moreover, the card does not offer any reward points or other benefits on non-cashback categories.


Therefore, before applying for this card, you should compare it with other options in the market and choose the one that best suits your needs and preferences.

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