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Axis Magnus Credit Card vs HDFC Diners Black: Which One to Choose?

If you are looking for a premium credit card that offers you exclusive benefits and rewards, you might be interested in comparing the Axis Magnus Credit Card and the HDFC Diners Black Credit Card. Both these cards are among the top choices for high-end customers who want to enjoy perks such as lounge access, concierge services, golf privileges, and more. But which one is better for you? Let's find out.


Axis Magnus Credit Card


The Axis Magnus Credit Card is a metal card that comes with a hefty joining fee of Rs. 10,000 and an annual fee of Rs. 10,000 (waived on spending Rs. 15 lakhs in a year). The card offers you 12 reward points for every Rs. 200 spent and 2x points for online travel spends. You can redeem these points for flight tickets, hotel bookings, gift vouchers, and more.


The card also gives you complimentary flight tickets worth Rs. 10,000 on joining and renewal, unlimited domestic lounge access, airport concierge services across 29 cities, and exclusive discounts at leading salons, spas, gyms, etc. You can also avail two monthly vouchers worth Rs. 500 each from Ola Select, BookMyShow, or TataCLiQ on spending Rs. 80,000 in a month.


The card also offers you complimentary golf games (6 per quarter) across the globe and within India, air accidental death insurance up to Rs. 2 crore, emergency overseas hospitalization cover up to Rs. 50 lakhs, credit liability cover up to Rs. 9 lakhs, and travel insurance cover up to Rs. 55,000 on baggage delay.


The card has a low foreign currency markup of 2% and a convenience fee waiver of 1% on fuel transactions between Rs. 400 and Rs. 5000 (maximum waiver of Rs. 1,000 per statement cycle).


HDFC Diners Black Credit Card


The HDFC Diners Black Credit Card is a super-premium card that also charges a joining fee and an annual fee of Rs. 10,000 each (waived on spending Rs. 5 lakhs in a year). The card gives you 5 reward points for every Rs. 150 spent on retail transactions and allows you to redeem them for air miles, hotel bookings, gift vouchers, etc.


The card also offers you complimentary annual memberships with Club Marriott, Double Black, Zomato Pro, Amazon Prime, Forbes, and Times Prime by spending Rs. 1.5 lakhs within the first 90 days or when making the payment of the joining fee. You can also get renewal fee waived for the next year by spending Rs. 5 lakhs in 12 months.


The card also gives you unlimited domestic and international lounge access through Priority Pass, exclusive discounts at leading spas, salons, and gyms, complimentary golf games (6 per quarter) across the globe and within India, air accidental death insurance up to Rs. 2 crore, emergency overseas hospitalization cover up to Rs. 50 lakhs, credit liability cover up to Rs. 9 lakhs, and travel insurance cover up to Rs. 55,000 on baggage delay.

The card has a low foreign currency markup of 1.99% and no convenience fee on fuel transactions.









Which One to Choose?


Both the Axis Magnus Credit Card and the HDFC Diners Black Credit Card are excellent options for premium customers who want to enjoy a range of benefits and rewards. However, depending on your preferences and spending habits, you might find one more suitable than the other.


If you are looking for a higher reward rate, more online travel benefits, airport concierge services, monthly vouchers from popular brands, and a metal card design, you might prefer the Axis Magnus Credit Card.


If you are looking for unlimited lounge access worldwide, complimentary annual memberships from various partners, lower foreign currency markup, no convenience fee on fuel transactions, and more redemption options for your reward points (including air miles), you might prefer the HDFC Diners Black Credit Card.

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