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Mastek Ltd - Company Analysis

Mastek Ltd is a leading IT solutions provider in India, with a global presence in the UK, US, Middle East and Asia-Pacific regions. The company offers digital transformation, enterprise application development, cloud computing, data analytics and testing services to various industries such as government, healthcare, retail, education and financial services.


Mastek Ltd has a strong track record of delivering high-quality and innovative solutions to its clients, with a focus on customer satisfaction and value creation. The company has won several awards and recognitions for its excellence in technology, quality and business performance.


Mastek Ltd share price has been on an upward trend since the beginning of 2021, reflecting the company's robust financial performance and growth prospects. The company reported a revenue of Rs 3,915.6 crore for the financial year 2020-21, an increase of 18.6% year-on-year. The net profit for the same period was Rs 276.4 crore, an increase of 140.4% year-on-year.


The company has also announced a dividend of Rs 5 per share for the financial year 2020-21, which translates to a dividend yield of 0.7% at the current market price of Rs 716 per share (as of May 19, 2021). The company has a healthy balance sheet, with a debt-to-equity ratio of 0.03 and a return on equity of 25.9%.


Mastek Ltd share is currently trading at a price-to-earnings ratio of 25.9, which is lower than the industry average of 28.9. The company has a market capitalization of Rs 3,615 crore, which is relatively small compared to its peers in the IT sector. However, the company has a strong growth potential, given its diversified portfolio of services, loyal customer base and strategic partnerships.

Financials


Mastek Ltd reported a consolidated revenue of Rs 1,365.6 crore for the financial year 2020-21, registering a growth of 17.4% year-on-year. The company's operating profit margin improved from 12.8% to 15.2%, while its net profit margin increased from 7.4% to 9%. The company's earnings per share (EPS) rose from Rs 34.8 to Rs 45.9.


The company's balance sheet is also healthy, with a net cash position of Rs 321 crore as of March 31, 2021. The company has a low debt-to-equity ratio of 0.05 and a high return on equity (ROE) of 24.6%. The company also declared a dividend of Rs 10 per share for FY21.


Growth Drivers


Mastek Ltd has been investing in its digital capabilities and expanding its global footprint to capture the growing demand for digital transformation services. The company has acquired several companies in the past few years to enhance its offerings and reach new markets. Some of these acquisitions include Evosys (a leading Oracle cloud partner), TAISTech (a digital commerce specialist), IndigoBlue (a digital delivery consultancy), and Trans American Information Systems (a US-based IT services provider).


The company has also been winning large and long-term contracts from its existing and new clients across geographies and verticals. Some of the notable deals include a £70 million contract from the UK Home Office for digital services delivery, a $29 million contract from a US-based healthcare provider for cloud migration and modernization, and a $12 million contract from a Middle East-based retailer for digital commerce solutions.


The company has also been investing in its talent pool and innovation capabilities to deliver high-quality solutions and enhance customer satisfaction. The company has over 4,000 employees across 14 countries, with more than 80% of them being certified in various technologies and domains. The company has also set up innovation labs and centers of excellence to develop cutting-edge solutions in areas such as artificial intelligence, machine learning, blockchain, internet of things, and cloud.


Competitive Advantages


Mastek Ltd has several competitive advantages that differentiate it from its peers and give it an edge in the market. Some of these are:


- Domain expertise: The company has deep domain knowledge and experience in serving clients across various sectors such as government, healthcare, retail, and financial services. The company understands the specific needs and challenges of each sector and provides customized solutions that add value to its clients.

- Customer loyalty: The company has a loyal and diversified customer base that spans across geographies and verticals. The company has a high customer retention rate of over 90% and a high repeat business rate of over 80%. The company also has long-term relationships with some of its key clients such as NHS Digital, Marks & Spencer, Pizza Hut, and Emirates NBD.

- Technology leadership: The company has a strong technology portfolio that covers the entire spectrum of digital transformation services such as cloud, analytics, enterprise applications, mobility, social media, and cybersecurity. The company has partnerships with leading technology providers such as Oracle, Microsoft, AWS, Google Cloud Platform.


Mastek Ltd Share Performance

Mastek Ltd share has delivered a stellar return of 264% in the past year, outperforming the Nifty IT index (up 95%) and the Nifty 50 index (up 57%). The company has benefited from the increased demand for digital transformation and cloud-based solutions amid the Covid-19 pandemic. The company has also reported robust revenue growth and margin expansion in the past four quarters.


The following table shows the key financial indicators of Mastek Ltd for the past four quarters:


| Quarter | Revenue (in Rs crore) | Growth (YoY) | EBITDA Margin (%) | PAT Margin (%) |

|---------|-----------------------|--------------|-------------------|----------------|

| Q4 FY21 | 544.1                 | 68.4%        | 18.2              | 11.9           |

| Q3 FY21 | 512.4                 | 60.9%        | 17.7              | 11.6           |

| Q2 FY21 | 483.2                 | 68%          | 16                | 10             |

| Q1 FY21 | 389                   | 25.8%        | 14                | 8              |


Source: Company Filings


As we can see, Mastek Ltd has consistently improved its revenue growth and profitability in the past year. The company has also maintained a healthy cash flow and a debt-free balance sheet.


Mastek Ltd Future Prospects

Mastek Ltd has a positive outlook for the future, as it expects to leverage its strong capabilities and client relationships to capture more opportunities in the digital transformation space. The company has also made some strategic acquisitions in the past year, such as Evosys (a leading Oracle cloud partner) and TAISTech (a digital commerce solutions provider), to enhance its offerings and expand its global footprint.


The company has also invested in innovation and talent development to stay ahead of the competition. The company has launched Mastek Innovation Labs, a platform to incubate new ideas and solutions for emerging technologies. The company has also hired over 1,000 employees in the past year and plans to add another 1,500 in FY22.


The company has also declared a dividend of Rs 5 per share for FY21, which translates into a dividend yield of 0.3%. The company has a policy of distributing up to 30% of its consolidated PAT as dividend.


Mastek Ltd Share Valuation


Mastek Ltd share is currently trading at Rs 1,678 (as of May 19, 2021), which implies a trailing price-to-earnings (PE) ratio of 38.6x and a forward PE ratio of 28x (based on FY22 EPS estimates). The company's PE ratio is lower than its peers such as L&T Infotech (54x), Mindtree (40x), and Persistent Systems (39x), which indicates that it is undervalued compared to its peers.


The company's return on equity (ROE) is also higher than its peers at 32%, which reflects its superior profitability and capital efficiency.


The following table shows the key valuation metrics of Mastek Ltd and its peers:


| Company         | PE Ratio (Trailing) | PE Ratio (Forward) | ROE (%) |

|-----------------|---------------------|--------------------|---------|

| Mastek Ltd      | 38.6                | 28                 | 32      |

| L&T Infotech | 54                  | 36                 | 31      |

| Mindtree        | 40                  | 29                 | 24      |

| Persistent      | Systems             |                    |         |

| Systems         |                     |                    |         |

| Persistent      | Systems             |                    |         |

| Systems         |                     |                    |


Source: Moneycontrol.com


Based on these factors, we believe that Mastek Ltd share is an attractive investment option for long-term investors who are looking for exposure to the fast-growing digital transformation segment.

Mastek Ltd share is a good investment option for long-term investors who are looking for a stable and profitable IT company with a competitive edge in the digital transformation space. The company has a clear vision and strategy to leverage its core competencies and expand its market presence in the emerging geographies and domains.

Disclaimer - I am not a registered investment advisor and the view expressed are not investment advice. Please conduct your own research before investing.

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