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Which is better Amazon Pay ICICI Credit Card or HDFC Tata Neu Plus Credit Card for postpaid mobile payment of Rs 450?

 If you are looking for a credit card that offers you rewards and benefits on your online shopping, you might be interested in comparing the **Amazon Pay ICICI Bank Credit Card** and the **Tata Neu Plus HDFC Bank Credit Card**. Both these cards are co-branded with popular e-commerce platforms and offer you cashback in the form of NeuCoins or Amazon Pay Balance. But which one is better for your postpaid mobile payment of Rs. 450? Let's find out.


The Amazon Pay ICICI Bank Credit Card is a lifetime free credit card that gives you up to 5% cashback on your purchases on Amazon.in, depending on your Amazon Prime membership status. You also get 2% cashback on payments made through Amazon Pay to partner merchants, and 1% cashback on all other spends, including fuel, groceries, dining, travel, etc. The cashback is credited to your Amazon Pay Balance every month and can be used for shopping, bill payments, recharges, etc.


The Tata Neu Plus HDFC Bank Credit Card is a credit card that comes with an annual fee of Rs. 499 (plus applicable taxes), which can be waived off if you spend Rs. 1 lakh or more in a year. You get 2% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata brands, 1% back as NeuCoins on non-Tata brand spends and any merchant EMI spends, and 1% back as NeuCoins on UPI spends (up to 500 NeuCoins per month). You also get additional 5% back as NeuCoins on selected categories on Tata Neu app/website after registering for Tata NeuPass. The NeuCoins can be redeemed for shopping via the Tata Neu app.


Now, let's compare how much cashback you can get on your postpaid mobile payment of Rs. 450 with these two cards. Assuming that you are paying through Amazon Pay or Tata Neu app, here is what you can expect:


- With the Amazon Pay ICICI Bank Credit Card, you will get 2% cashback, which is Rs. 9. This will be credited to your Amazon Pay Balance within a few days of the transaction.

- With the Tata Neu Plus HDFC Bank Credit Card, you will get 1% back as NeuCoins, which is 4.5 NeuCoins. This will be credited to your Tata Neu account within a few days of the transaction.


As you can see, the Amazon Pay ICICI Bank Credit Card gives you more cashback than the Tata Neu Plus HDFC Bank Credit Card for your postpaid mobile payment of Rs. 450. However, this may not be the only factor to consider while choosing a credit card. You should also look at other features and benefits of these cards, such as lounge access, fuel surcharge waiver, welcome offers, etc., and compare them with your spending habits and preferences.


We hope this blog post has helped you understand the differences between these two credit cards and make an informed decision. Happy shopping!

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